ChexSystems
go to chexhelp.com for that information and to get a copy of you
go to chexhelp.com for that information and to get a copy of your report
http://www.debtconsolidationcare.com/banking/index.html
Submitted by Mary Adkins Matthews on Mon, 11/26/2007 - 13:54
yes, you are entitled on one free report a year or if you have b
yes, you are entitled on one free report a year or if you have been turned down. waiting on my report to come in the mail.
Granny, do they just send it , or do you have to enroll , with c
Granny, do they just send it , or do you have to enroll , with cc info and then cancel it?
If you recently found yourself being turned down for an account
If you recently found yourself being turned down for an account at a bank or credit union, you might be asking what is chexsystems and what is a chexsystems report.
Chexsystems provides deposit account verification services to its financial institution members to aid them in identifying account applicants who may have a history of account mishandling (for example, people whose accounts were overdrawn and then closed by their bank). Chexsystems is a CRA governed by the Fair Credit Reporting Act (FCRA) and other laws.
Under the Fair and Accurate Credit Transaction Act (FACTA) amendments to the Fair Credit Reporting Act (FCRA), you are entitled to a free copy of your consumer report, at your request, once every 12-months.
It is very important to know exactly what is reported on your chexsystems report. The reason it is important to know what is on your report is because it may determine what options are available to you when you begin to look for an account, or file a dispute.
Submitted by Mary Adkins Matthews on Tue, 11/27/2007 - 11:25
i went online and requested a free copy of my chexsystems report
i went online and requested a free copy of my chexsystems report and got it today. would you believe that payday loan inquiries are on it. here is a list:
DPL financial services
netcash usa,llc
zip cash -2 21150
dp bureau
avantis financial,llc
greenlight funding group
sonic cash
dp bureau,llc
aple corporation
cash borrower
usa payday loan
dpl financial services
dp bureau
little loan shoppe
ffd resources
zip cash - 2
waldo general, inc
cash tree
payday service
some had multiple inquiries so overall, i had 26 inquiries from pdls. :(
I guess they check on chexsystems because they are accepting che
I guess they check on chexsystems because they are accepting checks as a form of payment
Submitted by Mary Adkins Matthews on Sat, 12/01/2007 - 13:54