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Chexsystems and TAB Bank

Submitted by brian446fsu on Mon, 09/22/2008 - 13:49
Posts: 20
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Hey everyone! I really, really want to thank you guys. I am 27 years old. From the time I was 18 to 23 I really abused my checking account. Now I finally have a great job, I am a lot more responsible, but no bank wants me! I checked my chexsystems report and there are 3 items that are negative on there. I am in the process of repairing that report but I couldn't find a bank to accept me!

Then I saw TAB Bank on your website. I wasn't sure if this would work because some of the posts were six months or older and I thought they would start using chexsystems. Well I did some research on them and they are a member of FDIC and also a subsidiary of the Flying J Corporation (which is like really big for the trucking industry). I applied to the Bank, called them up, they asked me some verification questions and all I had to do was fax them a copy of my Driver's License, Social Security Card, and current Utility Bill...that's it! Tomorrow they are mailing me my debit card and my checks will be here in 7-10 business days. Whenever you talk to someone on the phone they are real polite and I even registered for Online Banking. As soon as I get my checks I am getting direct deposit.

You guys really know what you are talking about and finally I feel like I'm part of the normal part of society where I don't have to carry cash on me all the time or have one of those "prepaid" debit cards....thanks a lot you guys I am sooo appreciative!!!!


MCA you are the best!! Thanks for all you do...without you I would still be carrying cash and prepaid debit cards which charge more than I need to pay!


Submitted by brian446fsu on Tue, 09/23/2008 - 21:00

brian446fsu

( Posts: 20 | Credits: )


I found this post and thought that I would try it out. It works, I was able to set up direct deposit and all!!! :) Yay!


Submitted by on Wed, 03/04/2009 - 14:49

( Posts: 202330 | Credits: )


I'm glad to hear the word is spreading about TAB. They are truly a godsend, especially if you have the unfortunate luck of having poor credit, and being on Chexsystems at the same time. They will pull a soft hit on your credit only for the purpose of verifying your identity, and if you don't have any credit history, they'll still open an account as long as you fax them your social security card with a drivers license. These days, it's bad enough to be on Chexsystems, but it's even worst when a non-chexsystems bank pulls a hard hit on your credit and decides to shut you out later just for having poor credit - Which does not happen with TAB, they'll give you a chance even with bad credit. Plus with TAB, you can also get a checking account that earns interest, along with a savings account that has decent interest.


Submitted by on Sun, 03/08/2009 - 14:02

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As of August 2009, TAB runs Chex on all new applications.


Submitted by on Wed, 09/02/2009 - 23:11

( Posts: 202330 | Credits: )