Debt Consolidation Forums Banking and Chexsystems forums

can i write a check even if there no money in my b

Date: Thu, 04/14/2011 22:18

alicia.brandon

Posts: 1
Credits: 0
[Donate]

can i write a check even if there no money in my bank account and will it go through

Add new comment

Total Replies: 4

The check won't go through if you don't have any money in your account.

Sub: #1 posted on Fri, 04/15/2011 - 00:10

Anna Sweeting

(Posts: 1827 | Credits: )

Depending on the amount of the check and your relationship with the bank, the bank may pay it and charge your an NSF fee. If you have a habit of bouncing checks, they will return it.

Sub: #2 posted on Fri, 04/15/2011 - 03:13

SOAPLADY
Moderators Cum Industry Expert
(Posts: 17310 | Credits: )

If you don't have the money in your account to cover it, you shouldn't be writing checks. If you KNOW you don't have the money, that's fraud. Anyone can make a mistake and bounce a check but, if you develop a pattern of this, you can get yourself into some serious trouble.

Sub: #3 posted on Fri, 04/15/2011 - 06:11

OhioGal1
Moderators Cum Industry Expert
(Posts: 5253 | Credits: )

Knowingly writing a check that you know you don't have money for is against the law. If you do this, you risk criminal charges from the merchant.

Sub: #4 posted on Wed, 04/20/2011 - 07:37

J L B

(Posts: 329 | Credits: )