Has anyone ever banked with this particular credit union? Or even banked at a credit union at all?
Seems that I'm trying to work things out to where I'm not being nickel & dimed to death from payday lenders and since it's illegal in our state for them to charge me what I've loaned I've waited for the amount to be taken out of our account and I want to put a hard hold/freeze on any and all ACH debits from our account but according to Veridian they've never heard of such a thing so therefore they can't do it. Is this correct?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.