We have overdrawn our account by 1000 + dollars. I have a very friendly hometown bank, but I'm afraid and don't know what to ask them. There was a huge mixup on checks written out by my bf and I didn't record....thus the cascade.
One of my friends said that bank may let us put a hold on that account and open a new one and pay that overdraft back in payments.
If they don't, my whole check and then some will be sucked up and we will never ever get out of this hole. They do not charge a daily fee on overdrawn accounts.
I just started a second job and now my bf is laid off, so money is going to be even tighter.
We have had this account for 2 years and never had any issues.
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