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Updated list of banks for anyone for those in chexsystems

I have edited this post since the banks that were listed here now use chexsystems




Hi, Mary. Do you know of any banks in Missouri or Kansas where I can get a checking account if I have been reported to ChexSystems? Thanks.

Sub: #1 posted on Tue, 08/12/2008 - 10:32

Unregistered


yes actually there are some ... Here is a really good one right now if you are eligible for it '

COMMUNITY AMERICA CREDIT UNION
http://www.cacu.com
-they do not use chexsystems at all

Membership:Community America serves all residents of Kansas, as well as individuals who live or work in Jackson, Clay, Platte and St. Charles* counties in Missouri, and those who work in Johnson and Douglas counties in Kansas. Those residing or working in portions of the St. Louis, Missouri area are also eligible.
*Membership available to those who live or work in these St. Louis zip codes: 63031, 63042, 63044, 63045, 63055, 63074, 63114, 63121, 63134, 63140, 63141, 63145 and 63146.
-they do offer small business accounts
-they have shared branches as well
http://www.cuswirl.com /locations/index.htm

Also, many in MO have been able to get accounts with US BANK " in store locations" if Fraud is not reported. There are many other options as well on my site

Sub: #2 posted on Wed, 08/13/2008 - 04:20

Mary Adkins Matthews Mary Adkins Matthews
Moderators Cum Industry Expert
(Posts: 755 | Credits: )

TCF does not do a Chexsystems check, but be very very careful with your TCF account, as they will screw you every chance they get through fees and account posting policies.

Wamu used to not do them, not sure if they are now that they have grown, but it would be worth a try (I opened my Wamu account after my Chase account had fraud and went to Chexsystems reporting with no problem. PS, Chase sucks)

Sub: #3 posted on Wed, 08/13/2008 - 07:22

drburr drburr

(Posts: 108 | Credits: )

WAMU is the worse bank there is IMHO when you have been reported to chexsystems. If you open an account for you, they will more than likely close it at a later time. do NOT trust this bank. They run random sweeps on current in good standing accounts. They will freeze and close accounts when they run these checks.

TCF does use chexsystems but will allow you to open an account as long as you do NOT owe THEM any money from a past account. They also now currently use EWS. If you are reported to EWS, they will open the account and close it in about a week. Recently there have been several people that have opened accounts that about a week later were closed. Make sure you are not reported to EWS prior to applying for this account.

Chase does offer a second chance checking but you must apply at a branch. Not all states are offering this account so be sure to make sure before applying. There is a monthly fee for this account.

Sub: #4 posted on Wed, 08/13/2008 - 16:53

Mary Adkins Matthews Mary Adkins Matthews
Moderators Cum Industry Expert
(Posts: 755 | Credits: )

I am so sorry I believe I was replying to a post that I accidentally deleted when I tried to delete one of my own ...so sorry!!!

Sub: #5 posted on Wed, 08/13/2008 - 16:54

Mary Adkins Matthews Mary Adkins Matthews
Moderators Cum Industry Expert
(Posts: 755 | Credits: )

Mary I went to the website that you have listed and did not find any link to the list other than Google ads. Did I go to the wrong spot or??????

Sub: #6 posted on Wed, 09/10/2008 - 07:19

Unregistered


yes you are in the right spot... here is a link that may help you. I am sorry I have not been online for over a week, we had lost our electric for over a week.

under services at the bottom of the page listed by each state

http://www.che xsystemsvictims.com/AboutmyList.html

Sub: #7 posted on Tue, 09/23/2008 - 13:26

Mary Adkins Matthews Mary Adkins Matthews
Moderators Cum Industry Expert
(Posts: 755 | Credits: )

Thank youso much for the information you provided on your website. I had ruined my credit and banking privileges and was loosing money to check cashing and struggling with so many other things that require a checking account. Then I tried Fidelity and since I have a 401K plan through Fidelity, sign up was easy and I am on my way to getting my finances back on track. Kudos to you and also to Fidelity's customer Service. I called them to ask some questions and confirm my account, and they were absolutely nice and helpful.

Thank you again,

Sean

Sub: #8 posted on Fri, 06/05/2009 - 16:04

Unregistered


much thanks to your site, I opened a checking account with fidelity investments and received a box of checks in 9 days,thnx sooooooo much!!!!!

Sub: #9 posted on Fri, 07/10/2009 - 15:39

Unregistered


you are very welcome and gl. I also heard that Fidelity comes with a Gold Master Debit card

Sub: #10 posted on Fri, 07/10/2009 - 19:14

Mary Adkins Matthews Mary Adkins Matthews
Moderators Cum Industry Expert
(Posts: 755 | Credits: )


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