Hi, Mary. Do you know of any
banks in Missouri or Kansas where I can get a checking account if I have
been reported to ChexSystems? Thanks.
Sub: #1 posted on Tue, 08/12/2008 - 10:32
Unregistered
yes actually there are some
... Here is a really good one right now if you are eligible for it '
COMMUNITY AMERICA CREDIT UNION http://www.cacu.com
-they do not use chexsystems at all
Membership:Community America serves all residents of Kansas, as well as
individuals who live or work in Jackson, Clay, Platte and St. Charles*
counties in Missouri, and those who work in Johnson and Douglas counties
in Kansas. Those residing or working in portions of the St. Louis,
Missouri area are also eligible.
*Membership available to those who live or work in these St. Louis zip
codes: 63031, 63042, 63044, 63045, 63055, 63074, 63114, 63121, 63134,
63140, 63141, 63145 and 63146.
-they do offer small business accounts
-they have shared branches as well http://www.cuswirl.com
/locations/index.htm
Also, many in MO have been able to get accounts with US BANK " in store
locations" if Fraud is not reported. There are many other options as
well on my site
TCF does not do a Chexsystems
check, but be very very careful with your TCF account, as they will
screw you every chance they get through fees and account posting
policies.
Wamu used to not do them, not sure if they are now that they have grown,
but it would be worth a try (I opened my Wamu account after my Chase
account had fraud and went to Chexsystems reporting with no problem.
PS, Chase sucks)
WAMU is the worse bank there
is IMHO when you have been reported to chexsystems. If you open an
account for you, they will more than likely close it at a later time. do
NOT trust this bank. They run random sweeps on current in good standing
accounts. They will freeze and close accounts when they run these
checks.
TCF does use chexsystems but will allow you to open an account as long
as you do NOT owe THEM any money from a past account. They also now
currently use EWS. If you are reported to EWS, they will open the
account and close it in about a week. Recently there have been several
people that have opened accounts that about a week later were closed.
Make sure you are not reported to EWS prior to applying for this
account.
Chase does offer a second chance checking but you must apply at a
branch. Not all states are offering this account so be sure to make sure
before applying. There is a monthly fee for this
account.
Mary I went to the website
that you have listed and did not find any link to the list other than
Google ads. Did I go to the wrong spot or??????
Sub: #6 posted on Wed, 09/10/2008 - 07:19
Unregistered
yes you are in the right
spot... here is a link that may help you. I am sorry I have not been
online for over a week, we had lost our electric for over a week.
under services at the bottom of the page listed by each state
Thank youso much for the
information you provided on your website. I had ruined my credit and
banking privileges and was loosing money to check cashing and struggling
with so many other things that require a checking account. Then I tried
Fidelity and since I have a 401K plan through Fidelity, sign up was easy
and I am on my way to getting my finances back on track. Kudos to you
and also to Fidelity's customer Service. I called them to ask some
questions and confirm my account, and they were absolutely nice and
helpful.
Thank you again,
Sean
Sub: #8 posted on Fri, 06/05/2009 - 16:04
Unregistered
much thanks to your site, I
opened a checking account with fidelity investments and received a box
of checks in 9 days,thnx sooooooo much!!!!!
Sub: #9 posted on Fri, 07/10/2009 - 15:39
Unregistered
you are very welcome and gl. I
also heard that Fidelity comes with a Gold Master Debit
card
Sub: #1 posted on Tue, 08/12/2008 - 10:32
COMMUNITY AMERICA CREDIT UNION
http://www.cacu.com
-they do not use chexsystems at all
Membership:Community America serves all residents of Kansas, as well as individuals who live or work in Jackson, Clay, Platte and St. Charles* counties in Missouri, and those who work in Johnson and Douglas counties in Kansas. Those residing or working in portions of the St. Louis, Missouri area are also eligible.
*Membership available to those who live or work in these St. Louis zip codes: 63031, 63042, 63044, 63045, 63055, 63074, 63114, 63121, 63134, 63140, 63141, 63145 and 63146.
-they do offer small business accounts
-they have shared branches as well
http://www.cuswirl.com /locations/index.htm
Also, many in MO have been able to get accounts with US BANK " in store locations" if Fraud is not reported. There are many other options as well on my site
Sub: #2 posted on Wed, 08/13/2008 - 04:20
Moderators Cum Industry Expert
(Posts: 755 | Credits: )
Wamu used to not do them, not sure if they are now that they have grown, but it would be worth a try (I opened my Wamu account after my Chase account had fraud and went to Chexsystems reporting with no problem. PS, Chase sucks)
Sub: #3 posted on Wed, 08/13/2008 - 07:22
(Posts: 108 | Credits: )
TCF does use chexsystems but will allow you to open an account as long as you do NOT owe THEM any money from a past account. They also now currently use EWS. If you are reported to EWS, they will open the account and close it in about a week. Recently there have been several people that have opened accounts that about a week later were closed. Make sure you are not reported to EWS prior to applying for this account.
Chase does offer a second chance checking but you must apply at a branch. Not all states are offering this account so be sure to make sure before applying. There is a monthly fee for this account.
Sub: #4 posted on Wed, 08/13/2008 - 16:53
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Sub: #5 posted on Wed, 08/13/2008 - 16:54
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Sub: #6 posted on Wed, 09/10/2008 - 07:19
under services at the bottom of the page listed by each state
http://www.che xsystemsvictims.com/AboutmyList.html
Sub: #7 posted on Tue, 09/23/2008 - 13:26
Moderators Cum Industry Expert
(Posts: 755 | Credits: )
Thank you again,
Sean
Sub: #8 posted on Fri, 06/05/2009 - 16:04
Sub: #9 posted on Fri, 07/10/2009 - 15:39
Sub: #10 posted on Fri, 07/10/2009 - 19:14
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