I am not sure whether or not my husband and I are on chexsystem. We went and just opened a free checking account with US Bank but did not order checks bc we are going to be moving from the State where we live right now and I wanted to wait until we would see where we will end up living at. Anyways, at the end of February my husband and I went and closed our checking acct with Wellsfargo because we were going to file a bankrputcy and we had our mortgage wiht them. Well long story short, we closed the acct but Wellsfargo never actually closed it and they allowed the loan department to slip the second mortgage through the account where there were no funds in, that puts our accounts in the negative for $651.88. WF called me over and over and over and I explained them over and over and over what happened, of course, they NEVER fixed it, they continued too try and collect the money from us until one day I finally had it and yelled at them on the phone and told them that I DID NOT owe them jack squat!!! They were the ones who overdrew the acct, NOT ME!!!, such acct was ordered to be closed BY ME!!! they just didn't, well because they never fixed the problem I had my atty include the $651.88 in the bankruptcy petition because I don't feel I should pay them anything. I opened the US Bank acct and it has been a little under two weeks, I just got my debit cards and so far so good, Do you know if US Bank do random checks on their new accts? What do you think is the likelihood that they will close my acct at this point?
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