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US Bank?

Date: Wed, 12/09/2009 - 10:46
Submitted by on Wed, 12/09/2009 - 10:46
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Anyone bank there and familiar with them? I am in a payday loan mess Im getting out of and going to close my account soon. However, I've been very lucky and not overdrafted before. (I've not been with them super long, though, I'll admit) But now the PDL company's have pulled $$ out before it's due, leaving very little in my account--- and my rent check is about to post for $575. I called the complex office and they said they already posted it on Monday (so I cant figure out why it hasnt shown in my account yet??), and they couldnt do anything to stop it. What is US Bank like with their overdrafting stuff?? I have no clue if this is going to bounce or if they are going to honor it, and then charge me more fees for the pending stuff as well. (And Im nervous about both, though I absolutely HATE the thought of a rent check bouncing!!!)


They will charge you for anything pending yes if the account si overdrafted. It woudl be 35.00 for every charge that is pending. So unless you can pay cash to cover it, that is the ONLY way to prevent fees.


Submitted by Mary Adkins Matthews on Wed, 12/09/2009 - 15:18

Mary Adkins Matthews

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Thanks. I know how the fees itself work--- I just am trying to see if I think they are going to bounce the actual check or if they are going to overdraft the account and honor the check (which would then have the fees for each pending charge). I've not overdrafted or bounced anything with US Bank, so I'm not quite sure if they just bounce or honor stuff and just overdraft the acct (my old bank used to pay everything until it reached so much they finally denied)


Submitted by on Wed, 12/09/2009 - 20:00

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