meeting of creditors

The trustee will ask you all sorts of questions about your financial history. Just be honest, and answer only what he asks. Don't go into long winded explanations, just be consice.

It's scary, but after it's done, you will be like "Why was I so worried?" It really is nothing. Rarely do any creditors show up. It's mainly just yes or no questions, and they are very easy. Do you own any property? Do you own a car? Do you have any savings? Stuff like that. They don't ask you why you filed, or anything personal. It takes like 10 minutes, and you are done!

Gouda is right. Don't offer any more info than what you're ashed. One attorney told me that in his many years of practice, he's never had one creditor turn up at the meeting of creditors.

My trustee had us verify our dob, address and that we indeed were filing for bankruptcy and if our lawyer gave us some form. Took less than 2 mins, he was extremely friendly and wished us good luck.

We had our 341 in October 1st and discharged 12/5/07.

I totally agree..one of my uncle-in-laws went through this a few years ago and it was so easy peasy he couldn't figure out why he lost so much sleep over it

I think we were asked the basic questions. While we were sitting in court waiting our turn, I think I saw maybe 3 creditors there and only 1 objected to anything, and the room was full. But this person that objected wanted the car back and did not want to let this guy have a chance at reduced payments because he never kept his word to them. The many that was filing was very rude, so needless to say teh creditor got the car, but other than that, I know mone of our creditors showed up for anything, as most do not.

Thank you all for your help. I went to my meeting yesterday and you were right only yes or no answers. It only took less than 5 minutes. The trustee didnt' tell us about discharge, but my atty told me at the end that I'll get my discharge in 2 months. Is that how it works?.