Midland Funding default judgment â€“ How to deal with it
Date: Wed, 05/02/2012 20:39
I recently became aware that a levy was placed on my assets via Midland Funding, LLC as the result of a default judgement. I was never served a court summons or aware that I was being sued. I have never had contact with this group before about any debt, let alone had it verified.
Can I file to have the judgement vacated if I was never served? If they cannot provide documentation that I was properly served?
I currently live in NJ, and have no assets for them to take - I've been unemployed since 2010 and was technically 'homeless' for a large portion of 2011. I now live in the home of a friend and barter cleaning and childcare in lieu of rent... Do I have any options here??
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.