How long does it take to recover the finances damages occurred in a bankruptcy?

I agree with Patricia.

If you want to build up your finances along with a good credit score, The first thing you should do is obtain a copy of your credit reports and make sure there are no errors or inconsistencies. Also, always make sure you pay bills on time, and apply for new credit...but cautiously.

If you want a speedy recovery, then you need to manage your credit optimally.

You need to Add “positive” credit, such as secured credit cards and installment loans.
You need to make On-time payments on all remaining and recent debts
You need to keep low balances on credit cards - less than 25 percent of the credit limits.

This way you may expect a score of 700 in 4-5 years.

As Mabelle has said, manage your finances efficiently after a bankruptcy. Apart from improving your score, your future lenders and creditors will also understand that you have tried to manage your finances better. This will help you take out loans at favorable interest rates along with other terms and conditions.

Just add positive items on your credit report. With time, it will improve your credit score.

How long is it that you have filed for bankruptcy? What's your present credit score? Bankruptcy ain’t no joke, your credit score will take some time to get back to good position! Follow the methods Sanders and Tiara suggested. You may take out a credit builder loan, but make sure you are getting at least an affordable interest rate on it. All the best Elvis!

The situation is not that bad. Credit card companies will start calling you a few months after bankruptcy. take out a secured credit card. Make timely payments. Your credit score will start increasing within a year.