I filed chap 13 in Jan 2011. At the time, I was not interested in paying attention to anything I was signing. But now that I am considering starting a new business entity, and applying for a provisional patent this week - my bankruptcy has become a concern of mine. In reading over the court papers, noticed a form my attorney filled out that said if I didn't make 'x' amount of money annually (in CA), than I was not to be put on a 5-year plan but instead a 3-year plan. The form is even filled out stating that I didn't make enough money, and the attorney checked off the 3-year option -- however I am paying on my bankruptcy for 5-years. So this is wrong, correct? I know I am asking something I should refer to my attorney, but I wanted to get the honest opinion of someone before I attack my attorney on something I don't fully understand. Any insight would be much appreciated, thank you!
Also, I wanted to inquire about trustee disbursements. Are the disbursements suppose to pan out in the same percentages to the same lenders every month? Because I am seeing some huge inconsistencies, most of which seem to be in favor of the attorney fees. But every time I try and call my trustee to have them explain it, it says "their phones are down". I'm started to get really peeved by this: evil: ... again, any information anyone would like to give me would be much appreciated. Thank you.
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