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filed chapter 7 and now...

Date: Tue, 10/14/2008 - 12:33

Submitted by anonymous
on Tue, 10/14/2008 - 12:33

Posts: 202330 Credits: [Donate]

Total Replies: 6


my boyfriend has asked me to marry him. He knows I filed, I don't keep secrets from him. He said we could have a small wedding next year, and that my life isn't over b/c of bk. I don't know what to do. I have not said yes or a no yet. Just a 'let me think about it'. Am I allowed to get married? I don't even know what I can do or what I can not do after my discharge. I don't want to loose him but I don't want to jeopardize his creditworthiness b/c of my financial problems.


Of course you are allowed to get married! That has nothing to do with having filed BK. Your discharge will take away your legal obligation to pay those debts. It will also mean that you will not be able to get credit at good rates for awhile. It could possibly affect your ability to rent or to get certain jobs. And it could cause your insurance rates to go up, depending on what state you live in. Other than that, your boyfriend is right--your life isn't over!

Since your boyfriend didn't file BK, his credit will not be affected just because you filed. The only thing that would affect him is that it will now be harder for you to obtain credit. This means that you may not be able to purchase a house together for a few years.


lrhall41

Submitted by alias1958 on Tue, 10/14/2008 - 14:38

( Posts: 1230 | Credits: )


I am in the middle of a Chapter 7, and I'm expecting my discharge in a month or so. My attorney never said anything about the trustee monitoring anything at all, either before or after discharge. I believe the trustee only has copies of whatever records you provide during the BK proceedings, so I don't see how they could monitor anything else.


lrhall41

Submitted by alias1958 on Wed, 10/15/2008 - 12:45

( Posts: 1230 | Credits: )


Filed Bankrupty in early February. Got married March 7th, 2009. Is this going to affect my Chapter 7 bankruptcy filing? I have not changed my name yet.


lrhall41

Submitted by anonymous on Tue, 03/31/2009 - 07:36

( Posts: 202330 | Credits: )