Chapter 7 and old debts
Date: Thu, 07/10/2008 - 08:33
All of my debts are credit/store cards, they are old and in collections, are you able to discharge them or do they have to be recent?
I have been paying 4 of them off, 2 thru credit counseling, 2 myself, I read you cannot file if you have made a payment 90 days before, is that true?
I have been paying 4 of them off, 2 thru credit counseling, 2 myself, I read you cannot file if you have made a payment 90 days before, is that true?
I forgot to ask also, I use no credit cards at the moment, t
I forgot to ask also,
I use no credit cards at the moment, the only card I use for any purchases is my debit cardissued to me from my bank, will they allow me to still keep my card and checking account when I file?
Yes, you can discharge old debt. In fact, you cannot discharge
Yes, you can discharge old debt. In fact, you cannot discharge any new debt incurred within 90 days before you filed.
Yes, as long as you do not have a loan or credit card with the bank you bank with, your debit card and checking account will survive the bk just fine.
