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Is it true that the debt collectors can come after the debtor even after getting a bankruptcy discharge?

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Is it true that the debt collectors can come after the debtor even after getting a bankruptcy discharge? Is there any way to avoid that?




No. When you file for bankruptcy, as per the law debt collectors are immediately stopped from contacting you. After the discharge, the creditor or debt collector are permanently barred from collection of the debt.

Sub: #1 posted on Mon, 11/12/2018 - 00:13

Barbara Delinsky Barbara Delinsky

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Agree with Barbara. Debt collectors can't come after the debtor after getting a bankruptcy discharge. If a debt collector comes after you even after a debt has been paid through bankruptcy, then you should inform your bankruptcy attorney immediately. You should also inform the collector that the debt has been paid off. Sometimes, creditors sell debts to junk debt buyers but they don't bother to inform them that those debts have been paid off. Give the bankruptcy case number, date of filing, and the date of discharge to the debt collector.

Sub: #2 posted on Wed, 11/14/2018 - 02:08

David Martin David Martin

(Posts: 151 | Credits: )

NO, they have to stop calling you once you have file bankruptcy. If they still call you or harass you, then make a complaint against them

Sub: #3 posted on Fri, 11/30/2018 - 05:39

sanderspatricia29 sanderspatricia29

(Posts: 824 | Credits: )

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