Skip to main content
index page

Mortgage and Chapter 13/7

Submitted by hey63boo on Thu, 06/14/2012 - 16:54
Posts: 12
Credits:
[Donate]

Ok. I am in a Chapter 13, have had my mortgage modified. Now behind 7 months. I once owed $170k with an A.R.M./8.5%. Remodification took it to $108K, Fixed, 4.4%. I fell behind so now converting to Chapter 7. Can I reaffirm with the 7 months converted back into the original loan or should I not reaffirm? I haven't heard from them I guess because of the Chapter 13 I am in. They are not apart of the Chapter 13.