I live in florida and own a house and have a house in ga that has been up for sale for 2 years, I tried to rent it and got bad tenats who are suing me, i have an old double wide in florida that my dad was living in and he has left so i still have to pay the lot rent. I am current in my payments. I am draining my savings account fast. In 2 months I will not be able to make the payments on the house in ga or defend the lawsuit or pay the lease on the double wide. Is chpt 13 a good option?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.