my story

Iam 19 years old, here is my story...

Throughout high school and after graduation i was very good with credit, i was taught the best from my own parents who are successful in business. I had a paid off car, a few paid off little loans i took out that my parents co-signed and i paid off while in high school as well to help gain a good credit score while young.


So, its after High School, I bought a new car project, a honda civic and purchased and built a very good motor for the track for it. I had a full time job and by winter after graduating i had it paid off. In the mean time i did also have a 2,000 credit line with Wells Fargo that i paid in full every month. Everything seemed fine.


Until i met a girl, that was controlling. From there everything went down hill. I event went out of my way and got financing for a 04 Audi A6, with a very low payment for she could have a nice car as well.

now here i sit, December of 2007. Almost a new year. With over 20,000 worth of debt, 2 repo's, and spending all of my paycheck each pay period on bills. Dont get me wrong, i work a excellent job! I work as a IT Professional, i got the job without even needing a degree. I live at my aunt 'n uncles, so dont pay rent. My father was nice enough to barrow me a car even.


But i dont see it going anywhere, every pay period i throw down everything that i can. I don't race anymore, i don't go out with friends much anymore, i live a pretty boring life for the most part! :lol:

How did you guys coup with this? I do receive minor panic attacks at times i have started to notice. I got about 10 delinquent accounts, only 2 accounts are in good payment history. I have about 3 judgments, and life just seems really bad-- I could understand if this is all debt that i wanted but unfortunately i did give into a girlfriends demands to much and ended up sticking myself with something i will have to live with for some time.

Any thoughts? Suggestions?