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Error Reporting

Date: Fri, 12/07/2007 - 07:44

Submitted by shughes0993
on Fri, 12/07/2007 - 07:44

Posts: 40 Credits: [Donate]

Total Replies: 2


Ok this is what my situation is. I filed for BK in August of 2004. The only thing that i am paying on through the BK is my car loan. The car is listed on EX, and EQ not TU. Some how last month the car came off EX. (not that i am complaining). I just checked my credit report and it is showing EQ is being 120 days late since March 07. Which is not true. I did a dispute with EQ, i am waiting on my results. I am so upset becasue the money comes right out of my paycheck. Do i need to call the BK trustee and ask them what is going on or should i wait until i get my results back from EQ? I am crossing my fingers that they do not answer the dispute because it will come directly off my credit report. Has any one ever dealt with something like this before?


Ok, now i disputed my auto account with Equifax, and it was deleted. This past Sunday i checked my credit report now it is showing up on TransUnion credit report. Monday i called the bankruptcy trustee, and they "claim" they dont have anything to do with the credit report agencies. I even called my attorney office and the only thing they are saying is that i can dispute it with the credit agencies. This makes me so frustrated. Now, i did dispute it with Transuion and i am waiting on a response. If the account comes back verifed, the only thing i know to do is to write the car company a letter. Does anybody else have any other suggestions?
Now on my credit report, its not even listing that i am under bankruptcy, so the auto loan report is just say "120 days past due", its not even listed bankruptcy.

Like i stated before i filed in 2004, it was never listed in the public records section. All my other items that were in bankrupcy are deleted off my credit report, all but 2 items which are due to come off in 2009. My bankrupcy is due to be discharged the summer of 2008, do you think once its discharged its going to start showing up on my credit report?


lrhall41

Submitted by shughes0993 on Fri, 12/07/2007 - 07:45

( Posts: 40 | Credits: )


Hi everyone I have a question I filed for bankrupcy and my husband did not we went to get a car for my son and on my husband credit shows a repo I surrendered a car in the bankrupcy have not even had my meeting yet. How can I get this removed off his credit. I can not believe how fast they can put something on your credit report but takes forver to get a good thing on there please advise


lrhall41

Submitted by lmedina44 on Wed, 02/06/2008 - 07:25

( Posts: 11 | Credits: )