bk question please

As far as I know, under Chapter 7 bankruptcy, the items that are exempted includes car, clothing, household goods, furnishing, jewelery, social security, and household appliances, while non-exempted items include the expensive musical instruments, cash, stocks, bonds, a second vehicle, and a second home.
Under Chapter 13, there is no question of exemptions because you need to pay the debt in a 3 to 4 year time period.

They won't bother with any of your belongings unless you have big ticket items. Expensive jewelry, things like that. I have declared four times, and the last one was it. No more major credit cards for me. You have to list your property, and none of mine ever got taken. This last one, I had a vehicle with a blue book value of $800.

I wouldn't worry about it. I've always had paralegals do mine, attorneys are too expensive.

i believe you can keep up to 10,000 personal property..but usually they don't mess with personal items unless they are very expensive..but i read somewhere to pull out $ outta bank account to be under 100 bucks or so..b/c you can only keep 400 bucks..retirements are untouchable in bk as an assett

Keep in mind that the specific exemptions are different from state to state. Some states, like California, have two different sets of exemptions. Google your state + bankruptcy to find out more.

This is to Sleriksen:
You stated you used a paralegal, how do you find one, the same way as an attorney? Are they considerably less expensive.