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Debt Consolidation Forums Bankruptcy Chapter 7 and Chapter 13 forums

Is it possible to file Chapter 13 without a job?

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Can my friend file a Chapter 13 if she's not having a job at present but may get one very soon.

Your friend can file bankruptcy even if she doesn't have any job. She can qualify for Chapter 7 bankruptcy or may have to pay less to her creditors in Chapter 13 bankruptcy. In fact, her chances of qualifying for an emergency fund increase when she has no income. However, her Chapter 13 bankruptcy case can be dismissed if she doesn't have enough income to complete the repayment plan.

Sub: #1 posted on Fri, 10/12/2018 - 05:05

David Martin David Martin

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Yes, she can qualify. but make sure she can repay the loan within the stipulated time. Ask her to find a good job as soon as possible.

Sub: #2 posted on Fri, 10/12/2018 - 05:58

sanderspatricia29 sanderspatricia29

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Yup, she can. But she needs to start earning soon, as she has to repay the debts with her income.

Sub: #3 posted on Fri, 10/12/2018 - 06:55

tiarajoseph11 tiarajoseph11

(Posts: 467 | Credits: )

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