I don't want my family/friends/work to see my name in the paper if I file BK. Is there any way around this? I have 40k in credit cards. Can't make min payments anymore. If I file BK in a different County, then would it not appear in the County I live in? I would do settlement but have 9 accounts and can't risk them calling me at work. I also think that BK will be less expensive for me and will not hurt my credit much more than settlement. Please help as I'm about to go crazy!!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.