Filing emergency bankruptcy, what I need to submit
Date: Fri, 10/24/2008 07:03
I need to file right away and was wondering if anyone here can guide me as to what forms are required right away. I am in New York State, Kings County. All debt is credit cards, with one jusgement. I am filing alone and my living situation is I live with a boyfriend who is not filing, but he pays for all rent and utilities. Can anyone advise what forms are needed to be submitted right away and how to I complete the form where it asks for household income since he's not filing. Any help is appreciated.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.