I finished chapter seven months ago.I did not reaffirm my home with wells fargo.I am current on all mortage payments.If i decide to sell my home,and there is some equity in the home, dose this goe to the banks are do i get to keep the equity. I have always been current with all payments even during bankrupsy.If i stay for a few years and stay current can i still sell
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.