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Bankruptcy right for me?

Submitted by on Thu, 04/25/2013 - 11:52
Posts: 202330
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I recently lost my job and subsequently lost my vehicle to repossession. I have nothing else in my name. I rent and have a few couches and TV. My wife has a vehicle in her name (financed) for work and I bought a 500 dollar car to get me to and from my new part time job and to take my 2 year old to daycare. I just received a note that after the bank finished selling my vehicle, I still owe 10K on their loan. I obviously don't have that and am not sure what to do. My credit score is already terrible so im considering just wiping the slate clean and hoping for the best moving forward.