Broke, no property, considering bankruptcy for PDLs and CC debt

I am broke, have no assets other than a couple of computers that aren't fully functioning and a used car that I am still paying on.

I got sick, got behind in bills, utilized pay day loans to survive, and well, got behind in all bills, etc. to the point that I feel my only reprieve, aside from suddenly having like $10,000 to pay down my debt---which I would be so grateful for, but not likely to happen---is to file for bankruptcy.

Are there any non-profit organizations that can help with bankruptcy? Is it possible to do it by yourself if you can't afford a lawyer?

I hate the idea of filing for bankruptcy, but I feel like I have no other option---my creditors are not open to installment plans, and some of the bills tripled in some unscrupulous ways (a $18 credit card bill ballooned up to $200---all late fees!----but creditor won't do a reduction AND was very rude on the phone --- "Well you DO owe this!"). I'm tired of being harassed, etc. and my sanity is the only reason why I am considering bankruptcy in the first place.

Is there any help for people like me who need to file bankruptcy and have really no assets other than a good job, that due to my illness, I am always worried about losing. :(