I am recently in the process of filing Chapter 7. I have not offically filed yet, so I do not have a case number. Should be filed in the next month. but do have a lawyer. I have a loan with Regional Finance and I am no longer making payments to them, per my lawyer. I let them know this. I no longer answer their calls either. They left a message yesterday claiming they were going to come to my job with "agents". Should I continue to ignore them? Any help will be greatly appreciated.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.