So, my husband and I filled chapter 7 last year. We did this to try to save our home, by then following it up with a modification. Well, the bank says that they did not receive the paperwork, so I am trying like crazy to get another set of paperwork filled out and faxed in. My question is, my credit report says that our Mortgage was included in our bankruptcy, but it doesn't say that it was / is discharged? Is it to late to save our home? My husband has put so much work into remodeling it, it just would be heart breaking to both of us to lose our first home together as a family.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
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Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.