Had vehicle in BK financed with Franklin Capital - they did not file the paperwork so loan was discharged in BK in Jan 2011 - Turned vehicle in to them in June 2011, once realized that they had not filed paperwork correctly and loan was discharged in BK and that they were no longer reporting any of my payments to the credit agencies as on time or even being made!
Yesterday the 12 of Dec, received paperwork from Santander Consumer for a lien release stating the referenced debt has been paid in full - but we never had a loan with Santander, all I can find online was that Franklin Capital had transferred their loans to Santander? it shows a loan date of 8/8/12 and the vehicle was no longer in our possession as of June 2011???
Wondering if any one had any input at all or this - I am assuming that since the paperwork I received in the mail said PIF I don't need to be concerned.. It only had my husbands name on it not both?
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