Morgage Interest Statement for Taxes After filing Chapter 7
Date: Sat, 01/19/2013 - 11:30
Our bankruptcy was discharged in September of 2012. Our house was included and the bank messed around and would not complete the reaffirmation paperwork so that we could reaffirm. We are continuing to make payments and have no intention of letting the house go. We are current on the payments.
What I'm wondering is if we should anticipate having an issue with this bank sending our mortgage interest form for our taxes? Since we filed and did not reaffirm is there new rules that the bank can follow that will allow them to not send out the mortgage interest information to use on our taxes by Jan 31st?
This bank has been a royal pain to make the payments to and to deal with. I just am wondering what we can anticipate for this issue.
Also, we filed and were discharged in Wisconsin.
Thanks for any info you can share.
What I'm wondering is if we should anticipate having an issue with this bank sending our mortgage interest form for our taxes? Since we filed and did not reaffirm is there new rules that the bank can follow that will allow them to not send out the mortgage interest information to use on our taxes by Jan 31st?
This bank has been a royal pain to make the payments to and to deal with. I just am wondering what we can anticipate for this issue.
Also, we filed and were discharged in Wisconsin.
Thanks for any info you can share.
I never allow my clients to
I never allow my clients to reaffirm mortgages and to this day (24 years later) I only recall one client contacting me with a problem - and I think that resolved itself.
While I do not know for sure, my guess is that you will not have a problem.
Des.