Has anyone filed chp 13 that has income around 75,000? I'm trying to figure out how much I might be required to pay each month. Is it likely I would have to pay back all my unsecured debt which is close to 60k? I'm just trying to figure out if BK is worth it vs. a DMP that I got info about from CCCS? The DMP had me paying about 744/mo for about 4.5 years
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.