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Is this possible?

Date: Sat, 09/01/2012 - 19:20
Submitted by ahelton27 on Sat, 09/01/2012 - 19:20
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I received this advice about my repo'ed car on another board:

you can try reopening up your BK to file a motion to vacate the reaffrimation agreement which would discharge your responsibility with regards to the repoed auto.

Is this possible to do?


Would love to know which board gave you that advice because. . . while you certainly can try to reopen your case, doing so is not going to get you out from under a signed and court approved reaffirmation agreement.

Assuming the agreement was filed with and approved by the court, you had to rescind the agreement prior to the entry of your discharge or within 60 days after the filing of the agreement with the court, whichever happened last. (See 11 USC 524(c)(4)) If there was a valid reaffirmation agreement and you failed to timely rescind you are stuck with the debt.

Des.


Submitted by despritfreya on Sun, 09/02/2012 - 07:35

despritfreya

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