legal fees.Her's the deal,i applied for membership in the same credit union that i was a member of when i filed chap 13 12 years ago.I had a car loan from them and they sent their attorney to the hearing.Anyway all was taken care of and paid according to the chapter 13 5 year plan and discharged in 2005.Now i want to become a member again and sent the required documents and a 25 dollar check.They sent the paperwork and check back with a note stating i had to pay 571.00 in legal fees before i could rejoin. isn't that illegal?I
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.