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AZ Chapter 7 BK - Spouse?

Date: Thu, 01/15/2009 - 16:08
Submitted by on Thu, 01/15/2009 - 16:08
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Hi
I'm contemplating filing chapter 7 bankruptcy. Most of the credit card debt is in just my name, and not my husband's. We live in a community state - so does that mean that my debts are his debts too? We just bought a house (which pushed us over the edge regarding debts) and it is in JUST his name - my name is NOT on the deed. ??
Please advise... Thanks.


Taking BK out of the equation, I do know that in a community property state if you didn't pay, they could go after your husband even if he didn't sign on the debt. (Provided that you obtained the debt during the course of your marriage and not before).

I'm not sure how bankruptcy factors in a community property state. Ultimately he may have to file too in order to completely discharge that debt.

Most BK lawyers provide a free consultation first, that would be a good question to ask since I'm sure they know the answer.


Submitted by DebtCruncher on Thu, 01/15/2009 - 16:48

DebtCruncher

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