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Bankruptcy - 7 or 13?

Submitted by Jennifer Dickinson on Tue, 07/27/2010 - 21:09
Posts: 63
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Which bankruptcy is HONESTLY better to file? Does it even matter? When you file 13, you have to pay it back. However, if you file 7, and you're discharged of the debts, you never have to pay them back. So...which one is better?:confused::confused::confused: