I am in a chapter 13 about a 1 1/2years in with 3 more to go...I live in NY. My question is:
does anyone know if you are allowed to get a secured credit card? I know you are not supposed to incur any new debt while in repayment...but would like the security of using a credit card if ordering anything on line versus using my debit card...Any answers would be helpful!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.