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Considering Chapter 7 in Rockford IL

Submitted by kthrun on Sun, 06/20/2010 - 16:29
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I have looked into debt consolidation and I cannot afford it. I looked into debt settlement, but the program is crazy. I have about $25k in charge offss and collections credit cards and medical bills. I do not own a house and my care is worth $5k and I owe $5k on it. Does Chapter 7 seem like a good idea? I even tried to get a loan to consolidate on my own, but couldn't get approved. I own very little else. Any good bankruptcy lawyers in Rockford IL?