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Need some input

Date: Mon, 10/05/2009 - 05:21
Submitted by on Mon, 10/05/2009 - 05:21
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I filed a Chapter 13 back in 1998 due to complications with my pregnancy and it was the only way to save our home. I paid the percentage of what they told me for 5 years. It was discharged in 2003. Now in 2009, due to this terrible economy I'm back filing a 7. It was the only thing left for us to do. So my attorney calls me yesterday and tells me that a trustee may give me a hard time since I filed before. Is that the case? I'm so stressed because I did everything to pay my creditors until I couldn't do it anymore. Has anyone ever been in this situation before and what do I need to prepare myself for when I meet with the trustee next month

Thanks
Stressed


I'm sure that there are many people who have been to this situation before. Some of us are unlucky enough to find ourselves in the same tight spot twice or more. Anyway, I know it sounds scary but there is nothing to be afraid of about the creditors' meet. The trustee may only ask you questions about your assets, whether you are aware that you have filed under ch-7, may check your photo identity and verify your signature. The main objective of this meeting is to identify the actual financial situation of the debtor and stop misuses of ch-7, hence they would inquire a lot about your financial situations.

Hope this helps. You may just hang tight to hear more from other members too.


Submitted by SC on Tue, 10/06/2009 - 21:52

SC

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