I\'m so confused my head hurts ;)
Date: Thu, 04/02/2009 - 05:12
Thanks for any assistance you can give me. Long story short, my wife (before we were married) filed for and was granted Chapter 7 a little over 4 years ago. We have run into some reall bad luck and I am now unemployed (but have a job offer in FL - we are in CA now) but she must quit her job and go on permanent disability in less than a month.
So.....I know you have to wait 8 years to file Chapter 7 again but we will be able to afford Chapter 13 once her SDI kicks in an a month or so and I start my new job in 6 weeks or so.
My question is...I have heard from no less than FOUR attorneys that the waiting period for her (us) to file Ch. 13 is 4 years AND 8 years. Does anyone know what the time period is?
Thanks for your help and hopefully I won't have to set myself on fire soon
Robert
So.....I know you have to wait 8 years to file Chapter 7 again but we will be able to afford Chapter 13 once her SDI kicks in an a month or so and I start my new job in 6 weeks or so.
My question is...I have heard from no less than FOUR attorneys that the waiting period for her (us) to file Ch. 13 is 4 years AND 8 years. Does anyone know what the time period is?
Thanks for your help and hopefully I won't have to set myself on fire soon
Robert
Its 4 years from the the chapter 7 filing. However, you can file
Its 4 years from the the chapter 7 filing. However, you can file chapter 13 really at anytime, but the kicker is you will have to payback 100% and be in the plan for 5 years.
you do not have to pay back 100 percent in chapter 13 and it is
you do not have to pay back 100 percent in chapter 13 and it is from 3to5 years or less