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credit after chapter 13

Submitted by on Sun, 04/11/2010 - 04:23
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its been slightly over ten years since i filed chapter 13 bankruptcy and i still,quickly,get rejected every time i apply for any typeof credit.Why?


Quote:

Originally Posted by Anonymous
its been slightly over ten years since i filed chapter 13 bankruptcy and i still,quickly,get rejected every time i apply for any typeof credit.Why?


The bankruptcy shouldn't stay on your report for more than ten years. If its over ten years and the bk is still getting reported, you may consider disputing it with the credit bureaus to get it removed.

Sometimes, ch 13 leaves on in a worse situation than ch 7, which erases all your debts and gives you a fresh start. You can even secure a credit card more easily with a ch 7 on your report.

Have you tried getting a secured card?


Submitted by SC on Sun, 04/11/2010 - 21:57

SC

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