Bankruptcy
Date: Fri, 03/06/2009 - 22:35
I have a Chapter 7 filed in 1999 that was filed at the time of my divorce. I have a Chapter 13 filed in 2005 due to my ex taking me back to court resulting in high legal fees. Both are on my credit report. When can I expect them to be taken off?
I have several accounts that are listed on my credit report as a wage earner plan or included in the Chapter 7 and/or 13. Is there anything I can do to get them taken off or updated in a manner that they are not that bad? Is there anything specific that I should be requesting is reflected on these accounts?Again I am trying to clean it up the best I can.
Thanks for all the help on this forum. It's so great to find all this information to help me that I wouldn't have known .
I have several accounts that are listed on my credit report as a wage earner plan or included in the Chapter 7 and/or 13. Is there anything I can do to get them taken off or updated in a manner that they are not that bad? Is there anything specific that I should be requesting is reflected on these accounts?Again I am trying to clean it up the best I can.
Thanks for all the help on this forum. It's so great to find all this information to help me that I wouldn't have known .
Hi Mel, If that 2005 was filed before the law change in Oct (
Hi Mel,
If that 2005 was filed before the law change in Oct (I believe) of 2005, it is 7 years. After the new law, it is 10 years. So that 1999 one should be removed. Send a dispute to the credit reporting agency (their websites will show you how, Fair Isaacs - 'www.myfico/dispute' - also).
Hope this helps,
chrys
