Another ? - sorry!! :(
Sorry for so many questions!! Just wondering here... filing CH 7 on 6/30 -- am getting bombared by lenders wanting their payments. So far I have just been ignoring the calls, but it's driving me crazy -- my cell phone rings non-stop, but it's my only phone so I can't exactly turn it off.
Anyway - should I answer and tell them I am planning to file or just keep letting it ring. I have everything ready & have talked w/ my attorney. I meet her again on the 30th to file the papers (already sent her everything she needs) & I will pay her the fees. She told me stop paying on anything I didn't want to keep (only my car), which I did - hence, the phone calls.
It's just drivin me nuts!
Start telling them you are going to file. If you have an attorn
Start telling them you are going to file. If you have an attorney's name and phone number already, give it to them. That will stop them from calling, or it should.
Legally, I don't think they "have" to stop calling until they actually receive the notice of the bankruptcy filing from the court, but most creditors will stop calling once you tell them you're filing. You may have one or two rebels who will continue to call you - just don't take their calls. Since you're filing anyway, no point in adding stress with that.
Just dont answer the phone....or at least numbers you do not rec
Just dont answer the phone....or at least numbers you do not recognize. The 30th will come quickly.
Thank you both - you guys are a big help. I'm off from work the
Thank you both - you guys are a big help. I'm off from work the next couple days & will be @ home so I will probably turn the phone off - family knows my hubby's cell # --- then when they start calling again on the 15th, I'll deal with it then. You're right soap - it's coming soon, but sometimes it feels so far away!
Thank you both!
Just wanted to give an update to this... my insides have been ch
Just wanted to give an update to this... my insides have been churning since this last post -- I am just not very good at dealing with all this mess... I FINALLY spoke to the creditors that have been calling and let them know that I have retained an attorney & am filing Chapter 7 BK --- I cannot even begin to explain how much 'lighter' I feel! I don't want to run & hide every time the phone rings! HA!
Anyway, thanks for the advice and support!