My chapter 7 was discharged 1 year ago , a house that was included in bk was suppose to sheriff sold but was delayed by mortgage co. 4 times now im told by the sheriffs office it was taken off the sale list by the mortage co. how long can this go on ? and because it was included in bk can i be accountable for any more money? and why would they delay the process ? now today i got a letter in the mail from the VA" Verteran " stating that im behind on mortgage , daaa i havent paid on mortgage in two years . seems really late in process to get this letter.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.