Means Test Question
Date: Wed, 01/06/2010 - 21:49
I make 1500 dollars a month I live in a household of 3 I live with my parents. I pay 300 dollars for rent I pay 300 dollars for my business I pay internet and phone bills and electricity bill (150 dollars) I pay GF car insurance $125 (i use car to drive, but car is under her name) Grocery Bills and Neccessities is about 200 1500-700-200-100=500 to pay 35k in dept. I live in Oregon. I don't think I will be able to qualify for a chapter 7 will I? Because I pretty much have 500 dollars in disposable income to pay credit bills. I have to pay about 800-1000 dollars a month though on credit bills. I'm behind on 1 card over a year. It's getting insane. Also I am self-employed. Think I can file for bankruptcy?
After doing some research I don't qualify I think. You need to
After doing some research I don't qualify I think. You need to have 100 dollars or less. I have 500 usually. Guess it has to be chapter 13.
But I only make 1500 a month which is below the median individua
But I only make 1500 a month which is below the median individual income.
You may be eligible still if your gross yearly income is below t
You may be eligible still if your gross yearly income is below the state average.
Maxwell
I would talk to a lawyer to verify. They will usually give free consultations. My guess is that if you're under the median income you should be fine regardless of how much extra income per month you have.