Share post
member profile picture
Posts: 1
Credits: 0
[Donate]

Hello, my husband and I had a Ch 7 BK discharged in May 2011, and still live in our home and pay on the mortgage, but on the credit report, it is showing a "kd." How can we work it so that they start reporting again? Should we?

Thanks!




Did you reaffirm your mortgage??? Have you talked to your mortgage company??

Sub: #1 posted on Thu, 01/05/2012 - 15:25

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17272 | Credits: )

The mortgage lender is not liable to report your payments to the credit bureaus if you haven't reaffirmed your loan when you were in bankruptcy filing. I guess that due to non-reaffirmation of loan, the credit bureaus are showing the status of the account as KD.

Sub: #2 posted on Wed, 01/18/2012 - 20:29

savion.parker savion.parker

(Posts: 117 | Credits: )

Attachment
More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.


Page loaded in 1.376 seconds.