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Hello, my husband and I had a Ch 7 BK discharged in May 2011, and still live in our home and pay on the mortgage, but on the credit report, it is showing a "kd." How can we work it so that they start reporting again? Should we?


Did you reaffirm your mortgage??? Have you talked to your mortgage company??

Sub: #1 posted on Thu, 01/05/2012 - 15:25

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The mortgage lender is not liable to report your payments to the credit bureaus if you haven't reaffirmed your loan when you were in bankruptcy filing. I guess that due to non-reaffirmation of loan, the credit bureaus are showing the status of the account as KD.

Sub: #2 posted on Wed, 01/18/2012 - 20:29

savion.parker savion.parker

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