New Checking account after Ch.7?
Date: Sun, 11/15/2009 - 15:46
We filed Ch. 7 at the beginning of the month. Our attorney JUST told us when we met last week that our checking account could be frozen because my husband has a credit card there that was listed on the bankruptcy. She said we should open a new checking account at another bank that is not a creditor.
Aside from wishing I had known this BEFORE we filed (it would have been a lot smoother transition as far as paying bills goes.) Is it even possible to get a checking account after you have filed? We don't have any overdrafts or items in Chex System. But, obviously our credit is a bit of a wreck.
Any help is, of course, greatly appreciated
Aside from wishing I had known this BEFORE we filed (it would have been a lot smoother transition as far as paying bills goes.) Is it even possible to get a checking account after you have filed? We don't have any overdrafts or items in Chex System. But, obviously our credit is a bit of a wreck.
Any help is, of course, greatly appreciated
Well, bad credit has nothing to do with opening checking account
Well, bad credit has nothing to do with opening checking account. However, things can be little different with bankruptcy. But since you have nothing reported to the Chex System, I feel that you have better chances.