Bennett and Deloney

JJ

Bennett & DeLoney of Midvale, Utah is a collection agency. Take help and get documentation about their business from the attorney general of the state, DARRELL McGRAW.

A specialist lawyer dealing in fdcpa violations in Utah will also help you with concrete evidences and file charges against the company.

I will collect some more facts about this company and update you.

Thanks david any help you can provide will be most appreciated

JJ

Bennett-Deloney is just a collection agency. As I have been doing some searching, I realized that they also collect for retail and grocery stores. The total of the 2 checks came out less than $40, and they were trying to collect over $200. You can find the story if you attempt to google their name, or I can private message you the story.

I will continue to research the company, as I can't find anything on their website, and of course reception won't provide anything.

Regards-
Mike

FYI

Bennett-Deloney was sued in 2003 for over charging on their collection accounts. Does anyone know how to find out who was the AG of that state in 2003?

Regards-
Mike

Mike,

The list of Attorney generals in a particular state is available in their office. You can also have a look at their official website.

Call the front desk of the attorney general's office for some more information on it. You might also find the info on that particular article where you read about Bennett-Deloney being sued in 2003.

My boyfriend works for the company and they are a registered, legitimate law firm--look at the list of the Utah Bar Association. And they sue people at client request--which could be at any time!

Iam an employee at Bennett & Deloney and they are a legitimate Lawfirm and do not break fdcpa and if people would stop and listen they would know that we are not out to get them only try and help them resolve thier problems we cannot allways work with them as they would like however we do try.

question for the B& D employees, how come when I was dealing with your firm, your collector who by his own admission is not an attorney threatend garnishment, claimed it could be done immediately, then backed down once he was informed that i was aware that suit and a judgement would be required... so then he threatended suit, but when I asked to speak to the attorney (or get his info to have my counsel call him/her) who instructed him to provide such information he suddenly offered a payment plan?

I am aware that you work for a law firm, however, what I am unclear of is whether or not your principal business is debt collection as opposed to litigation? Also Law firm or not you are bound by the fdcpa and I do have documentation both written and audio of violations.. so what say you?

If this comapny follows the rules why were they sued?
Why are there complaints of them scamming additional funds?

I have faxed and written asking for proof of this drbt to no avail. This is the fourth "collection" agency to hit me up for varying amounts for this non-existent debt. Firat one to call itself a "Law Office" and "A professional Corporation" however. How do I stop this harrassment???
Thanks for allowing a vent. :evil:

Jimcape, keep a check on your credit report regularly. It might happen that some of these companies will hit your credit file without your knowledge and ultimately lower your scores. If this happens, a long process of disputing with them begins which often becomes very tedious.

Since a new agency is placing the contact, it is quite tough to stop them in the beginning. But, you can stop them from calling you regularly. Send a cease and desist letter with your validation request. If they can't give you any information about the account, they must stop calling you as they are bounded by law.

I too am being harrassed by this 'law firm' or 'credit counsler' or 'debt collector'. I have been told that they will sue and garnish and take possession of things I don't even own. I sent them a cashiers check and it never got to them they claim. The bank does not show it cashed. I am disabled, have no income and have a child. I am not looking for sympathy from them or anyone, but they were not and currently are not willing to work with me. Plus the check that bounced was for $30. and they want to charge me $200.00. I have contacted the AG's office for Washington State and have filed a claim agianst them.

Any other help is appreciated!

JMH, it's sad when the collection agencies behave in this way. Even though you are trying your best to pay the debt, the collectors are making it tougher. Have you talked to any counselor? They are professionals and know how to talk with the collectors. I will suggest you to take a free counseling from the consultant and shape up the matter. The collectors will not care for you unless you fight them back with your stronger moves.

Listen when it comes down to it u should just stop bouncing checks. If u would balance your check book and took the time to check your balance u wouldnt be put in a bad situation of having to pay more for your check then what u wrote it for. Bennett & deloney is a legitimat law firm they are barred in utah and have council in all 50 states that provide their assistance in each state and yeah a check for 50.00 can escalate to 200-300 hundred dollars its in the washington state law and besides what are u gonna tell your attorney general aww excuse me sir i wrote a bad check failed to take care of it and now a lawfirm is after me i really want to know his answer and your reaction when he tells u its against the law to write a bad check u should really just be judging urselves and not the law firm

For some dumbshits, categorizing everyone into one category is the problem with people who don't have a grip on reality. Mistakes are made everyday and sometimes it is hard enough to correct your problem without the added burden of vultures on the attack. With that said I imagine that 'myself' thinks that the practices of these high interest credit card companies are morally legitimate.

Myself,
just how long have your worked there? Did anyone ever give you training on how to collect a debt and stay within the guidelines? Your answer above says No training, No guidelines. Being polite and having a good attitude towards people comes free and reaps generous rewards.
Just a tip

Myself, two items pertaining to washington Law 1) although your firm may be a law firm in utah, you are not licensed in Washington and until you are you are acting as a debt collection firm. Now washington state law does require that collection agencies be licensed in washington state to collect from washington residents. While the law does provide some exemptions for law firms collecting their own debts, if you were sued in washington you would have to prove whe=ther or not your principle business is law or debt collection. Additionally, by filing a complaint with either the AG or Department of licensing, an investigation can be done to determine your principal line of business with respect to licensure requirements.

Not withstanding Washington Law, the fdcpa does apply to you during the course of your debt collection activities.

I just received a call from them today. They are wanting to collect 350$ from a 25$ check my 18 y/o daughter wrote 6 months ago. She would gladly pay a bad check fee but, she could never come up with that much now. Can they do that?

CC, ask the company to give you the break down of the $350 charged so far. A $25 totaling up to $350 over a period of six months sounds strange. It can't be possible. Ask the company to validate your debt. If they can't, send a copy of your letter requesting the info to the credit bureau. They will conduct an investigation and get the account verified.

Regards
Roxette

Use the word "lawfirm" very loosely here aren't we? And what ever happened to "valerie"? Gone, just like in real life, LOL. Don't give these people the one thing they need in order to do what they do successfully, the time of day! Just don't do it.

I don't care who they work for, in the scheme of things it really means NOTHING... Don't let them treat you or talk to you like it does... And if you let them.. Then they will try to get away with anything..

If you need help, get in touch with me off the board, and I will deal with them for you..

call the business the check was written to and see if you can pay them directly

Kepp in mind that the checks this law firm gets are already over 90 to 300 days old! As a business owner, if people can get away with taking merchandise out of my store without paying for it, I go out of biz! Or at least I have to raise my prices to compensate. Letting a check go bad that long is basically shoplifting - is it not?

Call the Utah Bar Association, Bennett and Deloney are legitimate. I love working for this firm, and if you don't pay your bills you will be facing a potential lawsuit. I work on the prelitigation floor and it is real.

I own a collection agency. The post dated March 30,2006 @ 10:51p.m. is obviously from a bill collector. Bill collectors like this give the industry a bad name and are exactly the type that run a short life in the business and move on. In this case I don't think the person involved needs a lesson from a punk bill collector about how to balance their checkbook and the comment "just stop bouncing checks" and you wouldn't have to worry about it, is rude and uncalled for. I've found after 20 years in this business that collectors with this type attitude usually will end up out of the buisness due to multiple regulatory complaints and the agency they work for ends up in hot water as well. Probably some unproductive and unsuccessfull bill collector surfing the web at work on the companies dime. I'll bet he lives in an apartment and doesn't even have a check book.

They are a collection angency, however they do work for thier clients,I wish you luck with this however I think it may be tricky they are sneekie son's of B's.I used to work for them and I may even be wrong they lie so much that you don't ever know if they are telling the truth or not. as far as trainning goes yes they do provide it and you have to pass a fdcpa test, however they push thier collectors so hard that they have to go so close to the line meny go over it I know that none none of the collectors thier are bad people however when some 80yr old lady or guy wrights a check for 250.00$ and then has a say 40.00$ NSF fee depending on you'r state and you call say a month later because the check went to collections and was never paid now it went to B&D,and she say's I cannot pay it that is theft and not a bill and she also knew that getting SSI she would not be able to pay in the first place that makes it hard to be nice.and if not should be able to demand the money in full Immd. and you should have to pay it wrighting bad check's can become a feloney.The reason I say don't pay them Is because of the Attorney's they are shisty and I belive that everyone that is still thier desevers better exception's of the Attorney's they need to learn how us as they may say,peeons feel.[color=red][/color][size=6][/size][color=red][/color][color=red][/color][size=2][/size][color=red][/color][size=6][/size]

It's easy to say, 'Just don't write bad checks.' The reality is, sometimes there are circumstances that are out of one's control (identity theft, bank error, etc etc) which can cause mishaps on a person's account, resulting in bounced checks. That's why collection agencies and law firms who act as debt collectors are around. Necessary 'evil' and whatnot.

There seems to be this common misconception that all debt collectors are greedy, ruthless, bottom-feeders who are on par with hustlers and drug-dealers. Sorry, not true. I am a debt collector myself, and I actually enjoy my job (to an extent). No, I'm not a sadist. I've actually gotten compliments from many debtors on how professional and helpful I have been. I've also gotten complaints that I'm mean and uncaring - I don't know a collector who hasn't gotten those, however. On the phones, we have to be tough because, believe it or not, we deal with a lot of crap all day long (who doesn't?). Some people get cynical, and I know that shows on how they handle situations that arise on calls. I've heard my coworkers say things that I would never say, ever... even if it does not violate fdcpa. But I digress...

In my experience, a great many people want to get rid of the constant anxiety that comes with owing a debt. Problems begin to crop up because the collector and the debtor often have different agendas. Most people I talk to don't end up paying, so you have to understand we are constantly dealing with debtors who say they will pay, then don't. Like I said, we deal with lots of crap. That's irritating, but anyways... the few that become extremely angry or upset with me on the phone are often those who feel entitled to something, or are frustrated by a poor financial situation (or sometimes both). I don't mean to make a generalization - it's simply what I've observed in the time I've been a debt collector. And then there are people who just refuse to pay, that make a habit of bouncing checks like it's free money or something. You can call me scum (or any other derogatory term... I've heard them all at this point) all you want, but I pay ALL my bills ON TIME. It's the bonafide criminals who make collections a difficult and demanding job, which in turn makes the collectors more demanding of the debtor in the first place.

Some tips for the every-day debtor...
- Keep it clean. When you start swearing and yelling, I simply chuckle nowadays. Or I flip off my phone (you can't see it, so what do you care?) More importantly, you catch more bees with honey, right?
- Check your records if you doubt you owe the debt. Don't scream at me for a half an hour instead. That's just childish.
- Don't repeat yourself non-stop. I heard you the first time, thanks.
- It's not telemarketing. Don't simply tell me to put you on our do-not-call list. We don't have one.
- Please don't chit-chat... yes, the weather is fine here, but let's keep the conversation relevant to the matter at hand.
- Pretty much just be professional. When you're off your head, nothing gets accomplished.

Perhaps what I've said doesn't help anyone's specific situations, but I'm tired of seeing all these complaints injected with ignorant comments on debt collectors... thought I'd get my side out there.

I'm always interested to read when someone is so myopic as to assume that most people would just randomly and thoughtlessly bounce checks. Who would DO this on purpose. Most likely the person who passes the bad check does so a)unwittingly or b)is always right on the edge of being able to survive financially because of underemployment or some other situation. Apart from your random inability to understand a situation that would cause a person to write an NSF check, Mr. Myself above is not exactly Einstein on the concept of the Attorney General's role in pursuing abuses. Yes, if this firm is charging extortive fees, you bet your donkey there will be more than "it's against the law to write a bad check." Ask the West Virginians who sued the crap out of this firm. Too bad there weren't some healthy punitive damages thrown into that ruling. As I always note, it's pathetic in this country that we lock up the poor for robbing the rich, but we let the rich rewrite the laws so they can rob the poor. Oh, and it's "you," not "u" moron. And this. <--- this is a period. Try using one once in a while.

There are a lot of stupid laws. upping a check to 400 or 500 from 25 or 30 is one of them. Just call the phone number on the stupid check to see if they even knew it had bounced. Oops! Sorry. GOOD people like "myself?" don't ever make mistakes like that, just us low lifes. OK, that sounded bitter. But seriously, B & D have a really bad rap which I believe is well founded and maybe a little more trumped up than they deserve. I personally have had a bad experience with their employees and policies. We'll see how it all works out.

These guys are a law firm. They even added some offices in the mountain west states for suing unpaid debts, and forward accounts to other attorneys in other states for suing. It appears that they sue hundreds of accounts monthly.

Bennett, DeLoney ... legite? On paper, yes. They are after me for writing a check to a store I've never been in, on an account that I have never had, and with a Bank with whom I've never had association, and, they don't even know my accurate name. They quoted as "proof" that they sent me written demand letters because they know my address. Duh, it's listed in the phone book. They have stated they "need" my signature. My State Attorney General's office says "don't!" So, just "say no" to these unethical people.

My son stole razors and condoms as a joke from Wal Mart and they are wanting $150.00 from us as parents for the minor, yet he is being tried as an adult. These people claim that this is a settlement offer in order to settle all potential claims that Wal Mart has against him. That the $150.00 will settle the whole issue?
He was arrested and is being tried as an adult at 17 years of age and these people claim that as parents we owe them $150.00. What debt are they collecting? Everything was returned that night before he spent a night in jail for the first time in his life. They claim to be working for Wal Mart themselves out of Utah. This is Texas.

Walmart is based out of Arkansas.

That sounds strange. I would certainly question it.

Haha.. poor liberals pissed cause they stole shit and get charged for more then the stuff is worth...

1. Don't use false checks.
2. Don't steal.
3. Don't try to pull up dirt on lawfirms when in truth, you don't know what you're talking about.

FTW, You are formally cautioned about making derogatory, inflammatory and generally rude comments. WHile you are free to state whathever you want you must refrain from such childish language.

believe me, we do know the truth about them, what particular points would you care to contest?

poor liberals? did I miss something? I wasn't aware that there was an ideology test to post here.

Or how political standpoints/affiliations have anything to do with this site. It's probably a topic best left alone as we are here to help people seeking knowledge and advice. Political conversations can turn ugly depending on the individuals involved.

My daughter is being charged 200 dollars for her son being with a frien at Wal Mart and accused of shoplifting. There was nothing shop lifted. The kids were called in the office by the security guard, no parents called, no police report,,, so just what could they be collectiing for. We are turning this over to our attorney and contacting the Attorney Generals office. By the way, read some of the notes from D & b's employees, they can't even spell.

PLease help I spoke to the person to whom I am paying my debt to.I told the party that someone from Bennett and Deloney called me in regards to I need to pay back their client and not to the ones I've been paying. I told that to B L but no respond. I even emailed them but my emailed was returned cause no one by that email address. what can I do
.

Leolani, send them a DV letter right away, make them prove they have the right to collect this debt.

I was with my cousin at wal-mart a few months back and I was in a completely different part of the store. I was in the baby section with my 9month old daughter and she was up in the makeup section apparently stealing makeup. I spent about 200 in the store that day and I paid for everything I had. When we were walking out the door, they asked us to go into the security room and searched my purse and diaper bag and found I had NOTHING. They took a copy of my ID and said I am an accessory because I knew she was doing it. We were together in a different part of the store and I was looking at a file folder and they are saying I used the file folder to block her from the camera. So now her and I both are receiving letters from D&B saying we both have to pay $200.
WHAT?!?!? They cant be serious! I am a military wife with no reason to steal nor a reason to assist her is doing so for a little case of makeup!! I asked them for proof that I in fact KNEW what she was doing and the receptionist told me "we sent out a letter. That's all we have to do. We cant control the mail."
Now I dont at all defend shoplifting, but its bad enough they are charging her 200 for products they got back from her. I do however understand she should be punished for what she was doing.
BUT, how does getting another 200 from me make sense?!?!? They got the product back, they got her 200 and want to punish me for going in there and legitimatly purchasing over $200 worth or merchandise????

I want to tell them to go F*** off but wont it effect my credit? I was threatened that the situation will "escalate," but I told them I would take a lie detector test and gladly go to court to defend that I did not know, but all I got was a simple "let me transfer you to Mr. Cooks Voicemail."
And of course I hung up because I never seem to be able to get in touch with "Mr. Cook."

How can they threaten MY credit and MY income for something I was unaware of????!!!!!!!!??????????

The ONLY thing I am guilty of is being naive and a little clueless as too what my cousin was doing. I believe people should pay for things they do wrong. But I refuse to pay for something someone ELSE did wrong.
Any advice??

Were the police called out? I would be on the phone with Walmarts Corporate office. try to find out who their regional Loss Prevention manager is. You didn't steal anything and it is not up to a Walmart LPS to determine if you were an accessory or not.

No, the police were not called at all! I want to fight this but I am in the process of getting an apartment and dont want this BS to effect my credit! My mother told me to try calling corporate as well. This is well beyond horrible business!! They are messing with people's lives!!

Did they make you sign anything when they pulled you back to the LPS office?

yes. I was so livid and nervous. I was willing to do anything to get out of there. I have NEVER been in trouble for anything! I tried asking D&B what kind of paperwork, or proof they have against me and they had no answer so Im not sure if they have the paper I signedor if walmart does. I dont even remember what it said. IF I remember correctly it was just stating that I was aware that D&B would be contacting me about the situtaion...

@ NO DEBT OWED!:

Listen to me!

You have ample cause for legal action. LP was way outta line to search you, unless they had actually seen you conceal merchandise, and had maintained unbroken eye contact with you from that moment until you were apprehended. Anybody who'd care to dispute this with me is referred to a similar case involving LP at a Montgomery Wards store in Oklahoma City about thirty years ago. You should seek legal assistance immediately, if at all possible.

And where do B&D get off, claiming you owe them dime one??? Hit them with a strongarm DV letter immediately, and tell'em to go pound sand. Run that past your attorney as well. This isn't an fdcpa [collections] issue, it's extortion.

Well I have no idea what a DV letter is! lol or fdcpa.
All I know is I am a struggling 21 yr old mother who can not afford them trying to make me pay 200, let alone do I have the money for a lawyer!
My current plan of action was going to be simply calling walmart corporate and seeing what exactly they have to say, as well as writing a formal letter to D&B asking for any documentation they may have on my "case."
Aside from that, I know nothing about how to handle this!

DV = 'debt validation' or 'validation of debt'. It's the process whereby you make them prove that you owe what they think you do, that they have a right to collect it, etc. There's a good template for that letter here. Send it certified mail, return receipt requested, and hang onto the little green card you get back. That's your proof that they got the letter.

FDCPA = Fair Debt Collection Practices Act. That's the federal law that governs how a debt collector can proceed when trying to collect a debt, the things he can and can't do, etc.

In particular, I'd like to know what this $200 they claim you owe is for... Doesn't sound as though it's for goods purchased. And Wal-Mart LP doesn't have the authority to levy a fine or other punitive measure on you. Only a court of law can do that.

Like I was saying, I think you have cause for legal action. As for an attorney, you can likely get a consultation for free. Call around. You might also check with your local legal aid outfit. Another good possibility is to see what legal assistance mmight be available through your husband's unit. I'm decades outta the loop, and the acronyms keep changing, but I'd bet you a cup of coffee that help is available. The military has historically taken a really dim view of this sort of thing.

There are 5 criteria that any LP for any company must meet:
1. They must observe you entering the store
2. they must see you select the merchandise
3. they must see you conceal the merchandise
4. they must observe you pass all points of purchase
5. they must keep you in sight at all times

If one of these is not met, there is no case. I would say they detained you under false pretenses and that anything you signed was signed under duress. You have a valid cause of action against Walmart and against the employee that detained you. I would contact a NACA attorney and see if you can find one that will pursue


www.naca.net

Welcome to the club. NCO debt collection agency calls morning, noon, day and night Mon-Sunday. They have yet to show proof of the debt and didn't even know the law that requires them to validate said debt. This debt is over 10 years old and less than $100. When a debt collection company or a credit card company does not abide by the laws, I could give a rats @$$ if they are "morally" legitimate or not!