alright dont laugh its for my daughter. =) anyways you would think this would be an easy one to find but i've been to a few diffrent stores and no one has it. the only ones i've found are on ebay and they are in high demand. if anyone has a copy they dont mind getting rid of send me a pm and we can work out the details. thanks.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.