Help! I am being harrassed by Allied Interstate

Is this the same debt for which allied interstate is collecting? They have to give the debt info in writing and confirm their genuine collections.

One more thing, I understand after reading your post is that the debt brought forward by AI took place 19 years ago. This is well past the SOL period and the legal reporting period in your credit report. If you haven't done any payment recently, the company has no rights to report anything in your credit report. You are legally free to refuse any dealings with them. Get the debt validated in writing by AI. If they can prove their authorization and that the debt is old enough to be reported in your credit file now, you need to send a dispute letter in writing explaining the expiry of SOL.

Browse this forum. You will find others who are having problems with Allied Interstate8.

Im just courious about one thing.. You know your credit score which makes me believe you know exactly whats on your credit report and have for quite sometime.

Why did you not dispute this debt years ago?

Ummmm Grant money doesn't have to be paid back. Was this a grant or student loans?

And I have to agree with FYI, if you know you score and have kept tabs on your report, why didn't you say something when it first appeared? For that fact, why didn't you say something to the lender after the school burned down?

What if AI did the reporting now that can be fraudulent? I think the poster above didn't see any remark from the CA before it might have been actually done now. Just my thoughts!

I didn't read the grant part. I've been having a rough closing. Grant money I believe doesn't even show up on your credit report because it is a "gift" not a loan

this is the only blemish on my credit report was told by mortgage broker that since it was a government loan it will never be forgiven,but the school did burn to the ground and it was anthony placidos in rutherford nj so it is checkable online and only time i spoke to anyone was years after it happened so it was too late but i was only a child and never needed to see a credit report,i told one collection agency years ago the story and they were like oh well it is still your debt so i said the hell with it because it isnt hurting my credit but now ai has it and i was told by someone do not respond to them because they can try for 4 yrs to collect and then st of lim kicks in so i just let ans mach take all the calls from them

a government loan is completely different from a grant. government loans should be considered like the IRS, always report your taxes truthful and pay them on time.

I don't think there is a SoL on student or government loans.

Allied will use any tactic in the book... you have no clue.