Bud Hibbs?

Anytime I have emailed him with questions, he has responded very quickly and gave details on the agency I was inquiring about. I have found his information reliable and mostly accurate.

The few times I emailed him, he responded very quickly , and even gave me his direct phone number and asked me to call him if I had any problems.

It is actually because of him, that I have decided I would like to be active as a consumer advocate in helping people dealing with debt and collections. Just not sure how to get to the next level from here.

Thanks - I will proceed with what he advised!
He responded to me personally and quickly...I am just a bit skeptical due to my recent experiences with CAs.

Is he an attorney?

I don't think so, he is a big consumer advocate when it comes to illegal tactics used by collectors. You should go to his site. Has alot of info. on the collectors discussed on this site. He does alot of talk radio.

I will do that, thanks! I went to the one website you referred me to Amy, Collection Industry.com and was blown away, btw.

They have Bud Hibs link on that, they use his worst collection agencies list. That site was pretty informative and some of the tactics collectors used, real scary. It's hard to imagine there's a collection agency out there giving debtors help, you can even request his help in dealing with some of the illegal tactics.

WOW, I cant beleive what I'm reading. So I go to the collections industry . com website, I register ( made up a agency name and gave them a bunch of false info).. once I I can see debt portfolios for sale, many CLEARLY STATING 50-98% of accounts in the portfolio are out of SOL, what even MORE staggering is there is at least one portfolio listed WHICH IS ACCOUNTS THAT WERE IN CHAPTER 13 BANKRUPTCY, um, excuse me, maybe I'm mistaken ,but once you file for BK, aren't they supposed to stop collections?

Any who I signed up to receive some of their newsletters. It'll be interesting to see what they send out, and maybe get a view from the inside.

I have bookmarked the Bud Hibbs site because I feel that anyone that the Collection industry hates that much is worth finding out more about lol. In looking at his Top Ten list of America's worst collection agencies, I did run into some familiar names. Thanks for the info on this site!

If you ran into familar names, that might be because you a debtor, us you energy to pay your bills, don't waste you time with Bud Hibb's OUTDATED website. All his info. is provided by disgruntled ex-employees form agencies. Therefore, your not getting info. from a reliable, impartial source.

hmmm yet many of the things on Bud's site mirror what we here on this site about the cream... er.. rather the scum of the crop of CA's

All the more reason that he's worth checking out!!

"If you ran into familar names, that might be because you a debtor, us you energy to pay your bills,"

Let me guess. Annother illiterate bill collector?

This is how BOB smith gets harrassed for BILL smiths debt.

Couldn't have said it better, guest!!! Very true, very true....

I found his staff to be highly rude and unprofessional. I asked them a question about any information they had on debt settlment and they bluntly told me, "IT WILL NEVER WORK AND HEY WILL SUE YOU THROUGH ARBITRATION." that was their comment to me. On another section of their website, under Mann Bracken, they have in big bold letters...."NEW ARBITRATION SCAM"...

I find Budd Hibbs to be a complete worthless sight. This forum has been very imformative and loaded with lots of valuable information.

This is a person to be trusted, I had an agency treat me bad and when I called him, he was willing to give me advise, return my phone calls, give me the name of an attorney that would help with a law suit and offer to help me get through my credit problems with either his book or his help. He is a wonderful advocate for us.

I followed his advice and it got me sued!!!!!!

Bud Hibbs does teach many usefull tricks from collectors
but do you noticed something strange? Every single debt collections company is on the "the worst" list. Being a collector many years I know to well of the shady tactics however one needs to consider the fact that many debtors are the same. It happens all to often expecially in debtor states like TX and FL, professional debtors who take out $1000,000+ with out haveing any intention to payback. There are many people who can pay but dont because the government and banks have little real accountability. Over 161 billion dollars goes into bad debt every year and only 63 billion is ever recovered and its drowning this country. Intense collections is a necessary evil.

I have found his site to be extremely reliable and they will call you right back if they are not available to talk to you. They advice was great

I have spoken to Budd Hibbs himself. He knows what he is talking about in regards to the laws that the debt collectors can and can't do. So if the guest would like to register as a user perhaps he/she would be more useful to us instead of insulting everyone on here with there crazy crap! :twisted:

ladybug

I enjoy going to his site and find it to be helpful, as well. In fact, I have cited his link to some on this site to take a look at for general information. I think that some people aren't willing to accept the truth, therefore come here to bash consumers who are only trying to be treated fairly. Just because someone goes through a tough time doesn't give someone else the right to bash that person. All I have to say is kharma is a bi#@h! :-)

I agree with you ELEROO...We don't need someone trashing us with their hurtful comments. :twisted:

ladybug

You and I both. I'd like to assist people who are in similar situations as I but I don't know the best way to put into action. I have a potential matter brewing with Alliance One and Brachfeld & Associates. I retained counsel and I swear I actually know more about the fdcpa than he does. Maybe I need another attorney? At any rate, if you have thoughts on how to pursue this, please let me know.

I realize this is an older post, but I just have to say, I emailed Bud Hibbs and the advice he gave me was spot on! I had a guy that was calling me at work after I told him 3 times not to. And the guy called today after I spent like 20 minutes trying to get anyone at his company on the phone. All you get is voice mail no matter which automated option you pick. Anyway, I told this guy that he wasn't allowed to call me any more and I was going to start tape recording the calls if he didn't leave me alone. He said 'fine, i'll make a note' and 'good-bye'. A little internet search on the company and I found that they'd been sued in the past for the same faulty practices. Made me smile. So, I'm all for Bud Hibbs! Whoo-hoo!

Bud's a great resource for general info and other consumers' experiences but I don't buy into the whole cease comm everyone philosophy. That will eventually result in a summons!

Actually, there are over 6000 collection agencies operating in the U.S. right now, and the expected growth of this industry is anywhere from 30-40% over the next 5 years. Bud Hibbs only lists around 280 or so of these as the "worst". Get your facts straight, and understand that these are indeed the bottom feeders of the industry.

of course, of those 6000, many are phony names set up by the actual business entity. They'll settle one account for 10% or so of what you owe, and then move the account to one of the other entities. They will then attempt to further intimidate you into paying again. Try to get a "paid receipt" from the first, and the phone number you called has been disconnected. It's a racket.

Can they sue me, they are Brockman and associates out of California I believe. I originally owed the creditor about 12K but they raised it to about 18K with late fees and interest.

I think its sad that bill collectors have such a bad name, of course there are good and bad people in every business, just look at our political leaders. Unfortunately with the way the economy is bill collections is one of the largest businesses out there, it also employs thousands. What concerns me more is that we truly wouldnt have these issues if people just honored their debts, sure everyone falls behind, but as a nation we have the worse concepts when it comes to integrity and honoring ones word. Just think, if we all paid our bills we wouldnt have bill collectors. Instead of looking for a way to beat the system what ever happened to "Doing the right thing"?????

Look here TIM HERNANDEZ, There is nothing wrong with debt collectors and attorney debt collectors and attorneys that sue debt collectors. This country does very much need them for people that purposely charge up credit cards and do not pay on purpose.

People are not trying to beat the system. They are verifying that a debt collector can legally collect on the debt they own, proof they actually own the debt in question and proof that they have the right individual. A majority of debt collectors continue to violate the law and that is why people are fighting back, it has nothing to do with beating the system.

It is called following the law, something that debt collectors need to do. If you want to go that route, If debt collectors did their job correctly and did not violate the law, we would not need attorneys that sue debt collectors.

bravo guest.way to put troll hernandez in there place.i couldn't have said it better myself.

I always love it when we get trolls that talk like this....but at the same time, its strangely silent from those same trolls when we talk about why we even need laws like the FDCPA in the first place. if the debt collection industry grew a soul and a conscience, then we wouldnt need federal laws, attorneys and such in the first place. many industries regulate themselves....the debt collection industry used to be one of them until the government finally realized that there was no regulation happening at all.

to all the collectors, former collectors, wannabe collectors, and other bitter people here, if your industry would have handled its business with any sort of morality in the first place, this forum wouldnt even exist for you to whine and
****about all day long while you make your $9 an hour on the phones....

[color=Red]****Adult term removed - Jason[/color]

9.00 an hour?since when did they get raises?they are still overpaid.

i can tell you,we all need to rally round Mr. Hibbs,and thank God every day that he is there for us.He puts a whole new meaning to the word HONESTY. thanks Bud

Bud Hibbs, has helped me and others so many times and has even called me when he thought it was neccesary. He is a great Advocate of the consumer.

I think everyone wants to do the right thing and pay their bills, but there does come a time and under certain circumstances there just isnt enough money to pay the bills. I hate it when bill collectors think that people just dont want to pay it. I can guarantee at least for me if I had the money they would have it, but a lot of people just dont have anything left after they pay rent, gas, electric, water, food, and insurance. I mean good grief you cant get blood from a turnip and you cant get 20 extra or 50 extra or 150 extra dollars when you are already 200 dollars a month behind just when you pay the basics.

I was hit by a car at work and here in CA workers comp pays squat so I got behind and some CC companys helped some sent me to collections and a couple sold it outright. Long story short out of the 5 collection agencies I dealt with only 1 did not use a harrasment attitude, I was called a deadbeat, lowlife, welfare getting scumbag, wothless to even be on this earth with bill paying honest folks. Bud Hibbs site helped me tremendously, even if it was to get the callings to stop, little releaf from my debts but at least the browbeatings would stop. I also learned if debt was purchased you get try and get amount reduced, and on 1 debt is was past SOL and could not be collected on, I chose to pay it to original creditor as it was for $190 I hoped that the collection agency would get zip as they were the biggest aholes of all. plus I called all the credit card compnays risk operations division and told them how the companys collecting for them were treating people, most were apalled, some I feel felt you get what you deserve

hey guys how bout this even after this sleezy henry guy from fjh did not show up in court,and even after receiving certified return receipt proving that my only income is ssi and social security this slimy co. had the nerve to send me a letter wanting account # proving that I get ssi and social security. You know I may be 65 but I am not stupid. I have filed complaints with both ftc and states attorneys office.any reply would be appreciated. how about this bunch of crooks trying to get money from senior citizens,and stealing it at that

Guest, be careful, some of these lowlifes have been known to get a judgement and then empty a persons bank account that contained their social security money. My attorney advised me to have my SSA check sent to a PO box instead of to the bank.

Well if they drain a person's bank account that contains money from SS they have a nice big fat lawsuit on their hands. That income is exempt and unless the debtor gives them permission to take it, they cannot touch it.

Actually I was advised by Bud to send a certified return receipt letter to both this henry guy and my bank informing them that Ga. legal services advised me that these monies are protected under federal law,and if they even attempt to seize these monies,I can sue them big time,and guess what I surely.
will.

I've been dealing with fjh too. I have been calling their office everyday just to see if mr henry would ever be in the office. I get the same reply everytime I call...He's not available and they dont know when he will be back in or available.

actually from what I have read about this horrible co. the employees are forced to work in toxic mold conditions,and many of them are very ill. I also read that the big honcho won't even pay workmans comp for those who are ill. I guess this place has been evacuated in the past few weeks. Plus I read that people should not even open the mail from this place because of toxic mold. Guess osha and cdc are investigating it. that not a good thing because you know I have autoimmune issues and this junk debt buyer has sent many forms to my house. so now I have to worry about a further health problem. we'll see.

what does that have to do with anything guest?please keep it on topic.

don't worry,thid co. does not have any account # to go to,nor do they have any ssn. and I can't imagine a judge giving judgement to them when they don't even show up in court.

guess my point in this matter with this co. is this. when does the ftc or oca do something about these bottum feeders? I am 65 yrs old have raised 5 children to be good citizens,and they are. we have paid our taxes and led a good quiet life. so now these people are allowed to take honest law abding people to court for a ficticious amount of money,and do not even have any signed contract with my name on it. Nor any statements from them showing I owe them anything.so glad we raised our children to persue reputable jobs.

P Tramp, there have been several post on this board concerning bank accounts that contain SSA money being seized by bottom feeders. I'm sure that this is tried very often.

well first of all, they have to get ahold of your bank account # or ssn and they have not nor will they.

Yeah and if they try to take my SS money I will be at their office with a shotgun...

Not really but I will sue them.

Guest, they have ways to get your SS# and bank account information. A lot of people don't know about this board or their legal rights, the bottom feeders know this and take their money illegally.